I have written in the past about my hate hate relationship with the current health insurance business. Well, to elaborate on this a bit further, my employer pays around $10,000 a year for my health insurance coverage. Mind you, they are a large corporation so that is below the national average by about $2,000. I personally also pay out a minimum of $7,000 a year out of pocket through deductibles, co-pays and premiums. Stop to absorb this for a moment. Between my employer and myself, $17,000 is paid to an insurance company for coverage that is barely adequate at best. One would think that for an amount equivalent to a new car a year I should be receiving great care and routine physician visits should be covered as indicated by the insurance carriers own preauthorizations. Instead I deal with claims that continue to be denied by the insurance company after they authorized the service. To add insult, they send letters to our Dr. requesting a reduced rate for the services and charges they preauthorized. I ask, for a $17,000 a year premium wouldn’t you think that healthcare services that were preauthorized by the insurance carrier should be paid without a need for more than 30+ calls and 20+ faxed claims to be made? But socialized healthcare would be the death of us. Ask anyone who lives in France or Canada.